A UK company is offering an insurance policy that would cover all travel expenses in the event of a driving ban caused by speed camera points. The policy would pay for a taxi, train or even a chauffeur in the event the motorist acquires 12 points on his license from speeding -- drunk driving convictions are not covered. Currently, 5.4 million UK drivers have license points. Of these, nearly one-million are on the verge of a driving ban.

Medex Direct offers £6,000 (US $10,500) worth of coverage for those who opt for a £65 (US $114) annual policy and £15,600 (US $27,260) coverage for £125 (US $218). A chauffeured ride in a Mercedes limousine from Heathrow airport to Central London runs £150, meaning the top policy could cover about a hundred trips in style.

The LicenceGuard brochure notes, "you will not be protected by the Financial Services Compensation Scheme if the insurer is unable to meet its liabilities to you."